5 thoughts on “What are the products of gold investment and wealth management and what are the risks?”
Carol
Spot gold: Stock gold advantage ①.t 0 form transaction: It online real -time online transactions, can be sold as they are available, the operation is flexible and simple. Even if you don't stare, you can buy and sell automatically. ②. The opening time is long: The global transactions around Monday to Friday and the opportunity of the market after 20:00 in the evening, and the financial management of the work is wrong. ③. The proportion of leverage is large: Mimizing investment with small funds, about 1: 100, that is, a gold ④ two -way operation: Buying a decline, the market rising can operate profitable. The market decline can also operate profit. ⑤ The operation is simple: has a single variety, only one product, different from thousands of stocks, and the transaction speed is fast. There is no phenomenon of unattended goods, and transactions can be completed in less than 1 second. ⑥ Large benefits: M multiple cumulative operations on the day, annual income of 400% physical gold
The investment in the content of the delivery of gold belongs to the physical gold Scope of investment. At present, there are many general investment gold coins and ordinary investment -type gold bars in the market, such as "Ruyi Gold" launched by ICBC, and the Golden Bar by Agricultural Bank of China and China Merchants Bank.
>> advantage
1. There are many types of physical gold, including gold bars, bricks, gold coins and various gold products and jewelry. In addition, the physical gold investment can be divided into agent investors to conduct physical gold transactions through the Shanghai Gold Exchange, or investors can purchase physical gold products provided by the bank. Investors can choose the right product according to their actual situation.
2. You can extract at any time. Different from paper gold, according to bank regulations, investors who purchase banks' personal physical gold can apply to the bank to extract physical gold as needed as needed.
3. You can repurchase according to the needs.
The banks, including Board of Bank of China, ICBC, etc., provide physical gold repurchase business to meet the diversified needs of investors. The precious metal transaction and repurchase centers established recently established the repurchase scope from the original repurchase of the investment gold bars of the original only repurchase of its own brand to all thousands of gold.
>> Raiders
The investment type gold bars are more advantageous
bankers pointed out that from the perspective of investment costs Gold bars, investment -type gold bars are more suitable as investment objects. Compared with commemorative gold bars, investment -type gold bars have lower premiums and stronger liquidity. A state -owned bank wealth management manager pointed out that when choosing investment gold bars, it is recommended to account for less than 20%of the total assets. According to personal preferences, you can make some choices of the variety of gold bars.
It wealth management experts point out that due to the price of high prices than physical gold, it is difficult to recycle realization and the discounts of recycling prices. Therefore, the space for gold jewelry to maintain value is relatively small. From the perspective of pure investment, gold jewelry is not suitable for gold investment tools.
The on gold circulation
In wealth management experts pointed out that from the current point of view, because of its opaque pricing mechanism, high -pure gold products are not suitable for investment. Investing in physical gold is not the better, the better, and the stronger liquidity is the king. In addition, the cost of the band operation is very high. Only when the price of gold reaches a certain level, can it make up for the cost.
Gold delay transactions
Gold delay transactions, that is, "Gold T D", refers to the customer's gold transaction by the security deposit transaction. Customers can choose the contract trading day On the day of delivery, the delivery can also be extended, and at the same time, a spot trading model that is introduced by the extension compensation fee (referred to as extended fees) to calm the contradiction between supply and demand. It is understood that many banks such as Minsheng Bank, Industrial Bank, Industrial and Commercial Bank of China, and China Merchants Bank have launched gold T D business.
>> Advantages
1. Two -way trading mechanism. Under such a transaction model, the traditional practice of breaking the traditional can only be profitable. When investors predict that the price will fall, the buying and falling operation will be performed. In the end, the gold price will fall as expected, and the investor can also make profits.
2. The investment threshold is low and can be operable. In the investment of gold T D, you can invest as long as 15%of the value of the entire contract is paid. At the same time, the Gold T D uses the T 0 trading model. It can be sold on the same day and can be sold on the same day and can be traded without limit. This strengthens the operability, increases the chance of investment profit, and can avoid the risks caused by long -term positions.
3. The transaction time is flexible. The transaction time of gold T D is 9:00 to 11:30 in the morning, 1:30 to 3:30 in the afternoon, and 2:00 in the evening to 2 to 2 the next day. Point 30 points, more suitable for investors who usually need to work.
4. There is no risk of being controlled. As a global gold market, no individual or consortium or even the country can manipulate this market.
>> Raiders
It is suitable for professionals
Mao Yabin pointed out that because gold T D has a leverage mechanism, its risk is also high. Compared with comparison Suitable for professional investors, investors need to pay attention to control positions when they need to judge the gold market when investing in gold T D. Due to the use of leverage mechanisms, gold T D investment is risk of explosion positions. Therefore, investors who have just been exposed to Golden T D control the positions to control the position to about 30%, while more professional investors recommend that the positions should not exceed 50%.
Thekians of trading rules
Sun Guohua, the person in charge of the retail precious metal business of Beijing Management Department of Minsheng Bank, suggested that investors should carefully read the trading rules, and if you encounter problems that do not understand Consultation of outlets should be traded without understanding the trading rules.
Make the management of funds
Sun Guohua pointed out that all funds cannot invest in all funds. In the case where the total investment is fixed, the less the funds occupied by the opening position, the stronger the risk resistance. At the same time, investors must do well in management. The price of gold, silver and foreign exchange in the international market changes in real time, and investors must not ignore this element.
The "overnight warehouse"
Sun Guohua said that investors should try not to stay on Friday "overnight warehouses" to reduce the positions of unstrailing. At present, the Shanghai Institute does not provide a Friday night market transaction. Therefore, the position that does not flatter after 3:30 pm on Friday is called the "overnight warehouse" on Friday. Until the opening of the market next week, this part of the position cannot be cleared. trade. This type of warehouse risk coefficient is very large. If the market fluctuates on Friday evening, it will seriously affect the profit and loss of the position. The National Day holiday is imminent, and investors should pay attention to flattening their positions as much as possible.
The paper gold
paper gold is a gold investment variety launched by the bank. The accounting method is used as an account account of precious metals. Investors do not need to withdraw physical gold, they can use gold prices. Volatility low buying high sales, earning differences and investment profits. If you want to withdraw the physical gold, you only need to make up the funds to exchange it.
In it is understood that the current domestic market, the Bank of China, ICBC, CCB, Bank of Communications, Minsheng Bank, etc. have launched paper gold business, of which the large transaction volume of paper gold has the "golden experts" of Industrial and Commercial Bank of China. Bank of China's "Golden Treasure" and the "Long Dingjin" of Construction Bank.
1. The transaction time is long. The quotation of paper gold is closely following the gold price of the international market, and the transaction is not stopped for 24 hours. The domestic night just corresponds to the day and the day of the gold price, that is, when the gold price fluctuates the greatest, it provides full time for office workers' financial management.
2. Investment threshold is low. At present, several banks that carry out paper gold online transactions in my country stipulate that the starting point of 10 grams of paper gold transactions is 10 grams, that is, the investment threshold for paper gold is about 2,000 yuan-3,000 yuan.
3. Opening an account is easy and the operation is simple. As long as investors take their ID cards and cash that is not lower than buying 10 grams of gold, they can open a dedicated account at the bank counter; after opening an account, investors can make paper gold in accordance with the bank's "paper gold investment guide" Buying and selling.
4. Provide two trading modes. Paper Gold provides two trading models: US dollar gold and RMB gold, which provides corresponding opportunities for foreign currency and RMB wealth management. For example Invest in the gold market in the international financial market.
5. Suitable for long holidays. The National Day holiday is in front of the National Day holiday. During the National Day holiday, domestic gold futures, gold T D, and physical gold sold through commercial banks will be suspended. Only paper gold business will be traded as usual except for the rest of the day.
>> Advantages
Place the order price within 10 seconds effective n >> Quotation method
Similar to foreign exchange quotes, investors inquire with banks through online banking, and banks generally report to buy reference prices and sell reference prices. It is worth noting that investors can place an order according to the bank's quotation. After the order is placed, the bank reports the corresponding purchase price or selling price based on the international gold price when placing an order. Within 10 seconds, the quotation is invalid without determining the order, and the bank will re -quote.
>> Guide
It is suitable for all gold investors
The foreign exchange trader Yang Bin, a foreign exchange trader of the Bank of China, pointed out that paper gold can almost meet all all Gold investment crowd requirements. Although the investment income of paper gold is relatively low, the paper gold is relatively stable and can be used as a means of preservation; and the paper gold operation is simple and fast, and the handling fee is lower than buying and selling physical gold.
The long -term trend of gold
Mao Yabin pointed out that the barrier investment threshold is low, but because the gold investment of paper gold is directly involved in gold price transactions, the main profit is based on earning differences. Method, so investors should understand the simple market analysis of the market before making paper gold, but there is no leverage in paper gold investment, so there is no risk of liquidation.
This Setting reasonable expectations
The chief analyst Yang Hongliang of Paper Gold Network pointed out that the operation experience is to stop profits before the key resistance level, and follow up in a small amount after effective breakthrough.
Yang Hongliang pointed out that if the market judgment is wrong in the process of continuous transaction, investors should temporarily stop the transaction and re -examine the market changes, so that they may make correct judgments on the trend. Investors should understand how to control their own trading rhythm, set their expectations, and check their trading plans, judge the current market conditions according to the current market form, and choose the most appropriate trading area.
Gold futures
Golden futures are a futures contract launched for gold spot. The contract, the profit and loss of investors' buying and selling gold futures, was measured by the price difference between the gold price of two times to the scene, and the contract was delivered after the contract expired.
At present, this business has been launched, including Industrial and Commercial Bank of China, Industrial Bank, China Merchants Bank, and Bank of Communications.
>> Advantages
1. Flexibility is greater. The advantages of gold futures are the same as the advantages of gold T D. Due to the use of a two -way transaction mechanism, gold futures can be bought both up or a decline. At the same time, due to the use of T 0 trading model, it has large liquidity and flexibility, the contract can be realized at any trading day, and investors can also enter the market at a satisfactory price at any time.
2. Various commissioned instructions, such as market sale, limited price sale, etc. At the same time, gold futures also have leverage, that is, trading with a small amount of deposit, which has the price advantage. The gold futures target is wholesale price, which is better than retail and gold prices. In addition, because of the international linkage, the price is fair and the market is fair.
>> Guide
time to linage the capital
Cai Dongcheng, managing director of Huayan Futures Broker Company, pointed out that the long and short two -way gold futures Due to its leverage, transactions have enlarged profits and losses. The futures market will not give the opportunity to turn over as serious losses like the stock market. Therefore, doing gold futures must always pay attention to protecting your own costs. Do not let go of self -flow, so that the losses are infinitely expanded.
This cash is Wangkong position
Cai Dongcheng suggested that investing in gold futures, each invested funds should not exceed 20%of the total funds. Then, according to the gradual enrichment of experience and the gradually clear market trend, then gradually increase your position. But even so, the final position of a variety should not exceed 50%of the total funds. Otherwise, once the operation is wrong, it is difficult to turn over.
This should not be traded frequently
This should not be traded frequently as fried stocks, otherwise the larger capital will be exhausted in this frequent buying and selling. Cai Dongcheng said that Gold Futures implements the T 0 system, that is, it can be sold on the day of the day. Similarly, it can also be bought again on the same day. Such an institutional design allows investors to have the opportunity to re -select and change their investment strategy in a short time.
MON more short -to -two -way transactions
The timing of "shorting" can also obtain benefits. According to Yang Bin, the "two -way treasure" launched by Bank of China is a good way to "do more" and "short". It is understood that "two -way treasure" is the quotation and trading platform provided by customers through the bank. After depositing a certain trading deposit in advance, it will realize the two -way foreign exchange and gold trading tools selected by "more" and "short". Both market rising or falling has a chance to make a profit.
1. Because the "two -way treasure" belongs to two -way transactions, there are opportunities for profit -making on the way to do more. At the same time, its starting point is low and there are many ways to hang up, so it is suitable for different transaction habits; coupled with the Bank of China provided a variety of transaction operation channels such as clients, online banking, mobile banking, and telephone banking, the transaction is more convenient.
2. A variety of margins. The "two -way treasure" business can open the US dollar margin account and the RMB margin account, respectively, and investors can use US dollars and RMB as margin respectively.
>> Guide
is not suitable for all investors
Yang Bin reminded that "two -way treasure" trading is risky, and customers need to be confronted with customers. The foreign exchange gold market is more familiar and may not be suitable for all investors. However, from the degree of risk, the risk of "two -way treasure" gold transactions is lower than the investment method of gold T D.
The reasonable arrangement of funds
Yang Bin said that when performing this business operation, investors must confirm that the funds they operate must be pure risk capital, and their losses will not be not. It will have a significant impact on personal financial status and life. On the basis of reasonable arrangement of its own funds, this business operation is performed.
For newbies who have just started to invest in gold, wealth management experts point out that there are four points to pay attention to:
1. Multi -experienced person or professional financial management personnel, read related books , Growing the knowledge of its own gold investment.
2. Investment to avoid choosing gold jewelry. The best investment variety of home investment in risk aversion is still physical gold.
3. For novices who have just begun to invest in gold investment, the holdings of gold should be kept at about 30%as much as possible.
4. It is best to choose medium and long -term investment, because compared to other investment products such as stocks, the trend of gold is relatively stable and can effectively fight inflation. Therefore, it is best to invest in the right time and choose the medium and long -term investment.
At present, the legal golden products in China are: The AU9995 T D of the member unit of the Shanghai Gold Exchange, the margin transaction; this profit is the largest and the risk is the largest; the starting point is relatively high. The minimum transaction volume is 100 grams/hand. Calculated at 12%, at least 20,000 to enter the threshold. If ICBC, Bank of China, and CCB have physical gold, which belongs to real trading, generally 100 grams/hand. If ICBC, Bank of China, CCB and paper gold, belonging to the rights and certificates, the starting point is very low, 10 grams/hand. SEELE can start with banks' paper gold. Mastering the factors of gold and falling, generally international crude oil, US fingers, and European refers to determine domestic gold prices. It mentioned earlier, profits and risks are proportional. If you fry T D, the decision -making is more profitable, and the decision -making is much wrong. What about gold and paper gold, earn less and less compensation. The price of gold at 15 months, but the market is optimistic. It is no problem to recover above 190 during the year, so you can consider buying.
Gold investment is a long -term investment, with small risks, and the possibility of income is not high and low. It is recommended to wait and see or invest in other projects in the near future. The products are set up in major banks and need to go to the counter to handle it, but there are certain fees. The recent financial forms are not optimistic, and fund stocks have fallen greatly. It is recommended to watch the currency.
At present, there are mainly physical, paper gold, golden T D and gold futures. For four risks, paper gold and physical objects are small, and futures and T D risks are quite large!
Spot gold:
Stock gold advantage
①.t 0 form transaction:
It online real -time online transactions, can be sold as they are available, the operation is flexible and simple. Even if you don't stare, you can buy and sell automatically.
②. The opening time is long:
The global transactions around Monday to Friday and the opportunity of the market after 20:00 in the evening, and the financial management of the work is wrong.
③. The proportion of leverage is large:
Mimizing investment with small funds, about 1: 100, that is, a gold
④ two -way operation:
Buying a decline, the market rising can operate profitable. The market decline can also operate profit.
⑤ The operation is simple:
has a single variety, only one product, different from thousands of stocks, and the transaction speed is fast. There is no phenomenon of unattended goods, and transactions can be completed in less than 1 second.
⑥ Large benefits:
M multiple cumulative operations on the day, annual income of 400%
physical gold
The investment in the content of the delivery of gold belongs to the physical gold Scope of investment. At present, there are many general investment gold coins and ordinary investment -type gold bars in the market, such as "Ruyi Gold" launched by ICBC, and the Golden Bar by Agricultural Bank of China and China Merchants Bank.
>> advantage
1. There are many types of physical gold, including gold bars, bricks, gold coins and various gold products and jewelry. In addition, the physical gold investment can be divided into agent investors to conduct physical gold transactions through the Shanghai Gold Exchange, or investors can purchase physical gold products provided by the bank. Investors can choose the right product according to their actual situation.
2. You can extract at any time. Different from paper gold, according to bank regulations, investors who purchase banks' personal physical gold can apply to the bank to extract physical gold as needed as needed.
3. You can repurchase according to the needs.
The banks, including Board of Bank of China, ICBC, etc., provide physical gold repurchase business to meet the diversified needs of investors. The precious metal transaction and repurchase centers established recently established the repurchase scope from the original repurchase of the investment gold bars of the original only repurchase of its own brand to all thousands of gold.
>> Raiders
The investment type gold bars are more advantageous
bankers pointed out that from the perspective of investment costs Gold bars, investment -type gold bars are more suitable as investment objects. Compared with commemorative gold bars, investment -type gold bars have lower premiums and stronger liquidity. A state -owned bank wealth management manager pointed out that when choosing investment gold bars, it is recommended to account for less than 20%of the total assets. According to personal preferences, you can make some choices of the variety of gold bars.
It wealth management experts point out that due to the price of high prices than physical gold, it is difficult to recycle realization and the discounts of recycling prices. Therefore, the space for gold jewelry to maintain value is relatively small. From the perspective of pure investment, gold jewelry is not suitable for gold investment tools.
The on gold circulation
In wealth management experts pointed out that from the current point of view, because of its opaque pricing mechanism, high -pure gold products are not suitable for investment. Investing in physical gold is not the better, the better, and the stronger liquidity is the king. In addition, the cost of the band operation is very high. Only when the price of gold reaches a certain level, can it make up for the cost.
Gold delay transactions
Gold delay transactions, that is, "Gold T D", refers to the customer's gold transaction by the security deposit transaction. Customers can choose the contract trading day On the day of delivery, the delivery can also be extended, and at the same time, a spot trading model that is introduced by the extension compensation fee (referred to as extended fees) to calm the contradiction between supply and demand. It is understood that many banks such as Minsheng Bank, Industrial Bank, Industrial and Commercial Bank of China, and China Merchants Bank have launched gold T D business.
>> Advantages
1. Two -way trading mechanism. Under such a transaction model, the traditional practice of breaking the traditional can only be profitable. When investors predict that the price will fall, the buying and falling operation will be performed. In the end, the gold price will fall as expected, and the investor can also make profits.
2. The investment threshold is low and can be operable. In the investment of gold T D, you can invest as long as 15%of the value of the entire contract is paid. At the same time, the Gold T D uses the T 0 trading model. It can be sold on the same day and can be sold on the same day and can be traded without limit. This strengthens the operability, increases the chance of investment profit, and can avoid the risks caused by long -term positions.
3. The transaction time is flexible. The transaction time of gold T D is 9:00 to 11:30 in the morning, 1:30 to 3:30 in the afternoon, and 2:00 in the evening to 2 to 2 the next day. Point 30 points, more suitable for investors who usually need to work.
4. There is no risk of being controlled. As a global gold market, no individual or consortium or even the country can manipulate this market.
>> Raiders
It is suitable for professionals
Mao Yabin pointed out that because gold T D has a leverage mechanism, its risk is also high. Compared with comparison Suitable for professional investors, investors need to pay attention to control positions when they need to judge the gold market when investing in gold T D. Due to the use of leverage mechanisms, gold T D investment is risk of explosion positions. Therefore, investors who have just been exposed to Golden T D control the positions to control the position to about 30%, while more professional investors recommend that the positions should not exceed 50%.
Thekians of trading rules
Sun Guohua, the person in charge of the retail precious metal business of Beijing Management Department of Minsheng Bank, suggested that investors should carefully read the trading rules, and if you encounter problems that do not understand Consultation of outlets should be traded without understanding the trading rules.
Make the management of funds
Sun Guohua pointed out that all funds cannot invest in all funds. In the case where the total investment is fixed, the less the funds occupied by the opening position, the stronger the risk resistance. At the same time, investors must do well in management. The price of gold, silver and foreign exchange in the international market changes in real time, and investors must not ignore this element.
The "overnight warehouse"
Sun Guohua said that investors should try not to stay on Friday "overnight warehouses" to reduce the positions of unstrailing. At present, the Shanghai Institute does not provide a Friday night market transaction. Therefore, the position that does not flatter after 3:30 pm on Friday is called the "overnight warehouse" on Friday. Until the opening of the market next week, this part of the position cannot be cleared. trade. This type of warehouse risk coefficient is very large. If the market fluctuates on Friday evening, it will seriously affect the profit and loss of the position. The National Day holiday is imminent, and investors should pay attention to flattening their positions as much as possible.
The paper gold
paper gold is a gold investment variety launched by the bank. The accounting method is used as an account account of precious metals. Investors do not need to withdraw physical gold, they can use gold prices. Volatility low buying high sales, earning differences and investment profits. If you want to withdraw the physical gold, you only need to make up the funds to exchange it.
In it is understood that the current domestic market, the Bank of China, ICBC, CCB, Bank of Communications, Minsheng Bank, etc. have launched paper gold business, of which the large transaction volume of paper gold has the "golden experts" of Industrial and Commercial Bank of China. Bank of China's "Golden Treasure" and the "Long Dingjin" of Construction Bank.
1. The transaction time is long. The quotation of paper gold is closely following the gold price of the international market, and the transaction is not stopped for 24 hours. The domestic night just corresponds to the day and the day of the gold price, that is, when the gold price fluctuates the greatest, it provides full time for office workers' financial management.
2. Investment threshold is low. At present, several banks that carry out paper gold online transactions in my country stipulate that the starting point of 10 grams of paper gold transactions is 10 grams, that is, the investment threshold for paper gold is about 2,000 yuan-3,000 yuan.
3. Opening an account is easy and the operation is simple. As long as investors take their ID cards and cash that is not lower than buying 10 grams of gold, they can open a dedicated account at the bank counter; after opening an account, investors can make paper gold in accordance with the bank's "paper gold investment guide" Buying and selling.
4. Provide two trading modes. Paper Gold provides two trading models: US dollar gold and RMB gold, which provides corresponding opportunities for foreign currency and RMB wealth management. For example Invest in the gold market in the international financial market.
5. Suitable for long holidays. The National Day holiday is in front of the National Day holiday. During the National Day holiday, domestic gold futures, gold T D, and physical gold sold through commercial banks will be suspended. Only paper gold business will be traded as usual except for the rest of the day.
>> Advantages
Place the order price within 10 seconds effective
n >> Quotation method
Similar to foreign exchange quotes, investors inquire with banks through online banking, and banks generally report to buy reference prices and sell reference prices. It is worth noting that investors can place an order according to the bank's quotation. After the order is placed, the bank reports the corresponding purchase price or selling price based on the international gold price when placing an order. Within 10 seconds, the quotation is invalid without determining the order, and the bank will re -quote.
>> Guide
It is suitable for all gold investors
The foreign exchange trader Yang Bin, a foreign exchange trader of the Bank of China, pointed out that paper gold can almost meet all all Gold investment crowd requirements. Although the investment income of paper gold is relatively low, the paper gold is relatively stable and can be used as a means of preservation; and the paper gold operation is simple and fast, and the handling fee is lower than buying and selling physical gold.
The long -term trend of gold
Mao Yabin pointed out that the barrier investment threshold is low, but because the gold investment of paper gold is directly involved in gold price transactions, the main profit is based on earning differences. Method, so investors should understand the simple market analysis of the market before making paper gold, but there is no leverage in paper gold investment, so there is no risk of liquidation.
This Setting reasonable expectations
The chief analyst Yang Hongliang of Paper Gold Network pointed out that the operation experience is to stop profits before the key resistance level, and follow up in a small amount after effective breakthrough.
Yang Hongliang pointed out that if the market judgment is wrong in the process of continuous transaction, investors should temporarily stop the transaction and re -examine the market changes, so that they may make correct judgments on the trend. Investors should understand how to control their own trading rhythm, set their expectations, and check their trading plans, judge the current market conditions according to the current market form, and choose the most appropriate trading area.
Gold futures
Golden futures are a futures contract launched for gold spot. The contract, the profit and loss of investors' buying and selling gold futures, was measured by the price difference between the gold price of two times to the scene, and the contract was delivered after the contract expired.
At present, this business has been launched, including Industrial and Commercial Bank of China, Industrial Bank, China Merchants Bank, and Bank of Communications.
>> Advantages
1. Flexibility is greater. The advantages of gold futures are the same as the advantages of gold T D. Due to the use of a two -way transaction mechanism, gold futures can be bought both up or a decline. At the same time, due to the use of T 0 trading model, it has large liquidity and flexibility, the contract can be realized at any trading day, and investors can also enter the market at a satisfactory price at any time.
2. Various commissioned instructions, such as market sale, limited price sale, etc. At the same time, gold futures also have leverage, that is, trading with a small amount of deposit, which has the price advantage. The gold futures target is wholesale price, which is better than retail and gold prices. In addition, because of the international linkage, the price is fair and the market is fair.
>> Guide
time to linage the capital
Cai Dongcheng, managing director of Huayan Futures Broker Company, pointed out that the long and short two -way gold futures Due to its leverage, transactions have enlarged profits and losses. The futures market will not give the opportunity to turn over as serious losses like the stock market. Therefore, doing gold futures must always pay attention to protecting your own costs. Do not let go of self -flow, so that the losses are infinitely expanded.
This cash is Wangkong position
Cai Dongcheng suggested that investing in gold futures, each invested funds should not exceed 20%of the total funds. Then, according to the gradual enrichment of experience and the gradually clear market trend, then gradually increase your position. But even so, the final position of a variety should not exceed 50%of the total funds. Otherwise, once the operation is wrong, it is difficult to turn over.
This should not be traded frequently
This should not be traded frequently as fried stocks, otherwise the larger capital will be exhausted in this frequent buying and selling. Cai Dongcheng said that Gold Futures implements the T 0 system, that is, it can be sold on the day of the day. Similarly, it can also be bought again on the same day. Such an institutional design allows investors to have the opportunity to re -select and change their investment strategy in a short time.
MON more short -to -two -way transactions
The timing of "shorting" can also obtain benefits. According to Yang Bin, the "two -way treasure" launched by Bank of China is a good way to "do more" and "short". It is understood that "two -way treasure" is the quotation and trading platform provided by customers through the bank. After depositing a certain trading deposit in advance, it will realize the two -way foreign exchange and gold trading tools selected by "more" and "short". Both market rising or falling has a chance to make a profit.
1. Because the "two -way treasure" belongs to two -way transactions, there are opportunities for profit -making on the way to do more. At the same time, its starting point is low and there are many ways to hang up, so it is suitable for different transaction habits; coupled with the Bank of China provided a variety of transaction operation channels such as clients, online banking, mobile banking, and telephone banking, the transaction is more convenient.
2. A variety of margins. The "two -way treasure" business can open the US dollar margin account and the RMB margin account, respectively, and investors can use US dollars and RMB as margin respectively.
>> Guide
is not suitable for all investors
Yang Bin reminded that "two -way treasure" trading is risky, and customers need to be confronted with customers. The foreign exchange gold market is more familiar and may not be suitable for all investors. However, from the degree of risk, the risk of "two -way treasure" gold transactions is lower than the investment method of gold T D.
The reasonable arrangement of funds
Yang Bin said that when performing this business operation, investors must confirm that the funds they operate must be pure risk capital, and their losses will not be not. It will have a significant impact on personal financial status and life. On the basis of reasonable arrangement of its own funds, this business operation is performed.
For newbies who have just started to invest in gold, wealth management experts point out that there are four points to pay attention to:
1. Multi -experienced person or professional financial management personnel, read related books , Growing the knowledge of its own gold investment.
2. Investment to avoid choosing gold jewelry. The best investment variety of home investment in risk aversion is still physical gold.
3. For novices who have just begun to invest in gold investment, the holdings of gold should be kept at about 30%as much as possible.
4. It is best to choose medium and long -term investment, because compared to other investment products such as stocks, the trend of gold is relatively stable and can effectively fight inflation. Therefore, it is best to invest in the right time and choose the medium and long -term investment.
At present, the legal golden products in China are:
The AU9995 T D of the member unit of the Shanghai Gold Exchange, the margin transaction; this profit is the largest and the risk is the largest; the starting point is relatively high. The minimum transaction volume is 100 grams/hand. Calculated at 12%, at least 20,000 to enter the threshold.
If ICBC, Bank of China, and CCB have physical gold, which belongs to real trading, generally 100 grams/hand.
If ICBC, Bank of China, CCB and paper gold, belonging to the rights and certificates, the starting point is very low, 10 grams/hand.
SEELE can start with banks' paper gold. Mastering the factors of gold and falling, generally international crude oil, US fingers, and European refers to determine domestic gold prices.
It mentioned earlier, profits and risks are proportional. If you fry T D, the decision -making is more profitable, and the decision -making is much wrong. What about gold and paper gold, earn less and less compensation.
The price of gold at 15 months, but the market is optimistic. It is no problem to recover above 190 during the year, so you can consider buying.
Id above for reference.
Gold investment is a long -term investment, with small risks, and the possibility of income is not high and low. It is recommended to wait and see or invest in other projects in the near future.
The products are set up in major banks and need to go to the counter to handle it, but there are certain fees.
The recent financial forms are not optimistic, and fund stocks have fallen greatly. It is recommended to watch the currency.
Gold investment wealth management products are: physical gold, paper gold, gold TD, spot gold, ornamental gold.
The long -term wealth management products with physical gold, jewelry metals with high investment, low risk, low -yields
paper gold is a moderate and long -term wealth management product with moderate risks
Golden TD and spot gold are high -risk and high -yield wealth management products,
At present, there are mainly physical, paper gold, golden T D and gold futures. For four risks, paper gold and physical objects are small, and futures and T D risks are quite large!